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It has not been edited and may therefore contain several errors.

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How Will 1 Pay My Taxes Next Year?
This is a question of much importance and of particular concern to you, Mr. Tax-Payer, who has a multiplicity of obligations to satisfy during the year. However, the answer is simple. Join the Christmas Savings Club of
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We have started our Third Annual Christmas Club for 1917 since January 1st. It is not too late to start NOW. We have a class for every purse, a plan for every man, woman and child. It costs you nothing to join. Call around and let us explain. Ring us up. Write today. Our classes are as follows;
2c a Week, accelerated, at end of year, -$25.50 | 25c a Week, flat, at end of year, -	- $12.50
5c a Week, accelerated, at end of year, $63.75 | 50c a Week, flat, at end of year, -	-	$25.00
The accumulations and added interest on a Christmas Savings Card has paid many a one’s taxes for 1916
It will pay your life or fire insur= ance premiums, your children’s ed= ucation and so many other things.
THIS CIRCULAR LETTER IS OPPORTUNITY KNOCKING AT YOUR FRONT DOOR!
If Opportunity is the “Master of Destiny,then do not let this slip by. Join the MERCHANTS BANK CHRISTMAS SAVINGS CLUB Today. Tomorrow might be too late. It has h.'lpeil others; why not you?
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We Pay You to Save ! 4 Per Cent Interest.
We Teach You the Thrift Habit It Is a Good Habit. ______________________
Echo Print, Bay St. Louis, Miss.